2019, age of GDPR, privacy, surveillance, why not make your home address public?   Check this out:  https://money.stackexchange.com/questions/111164/virtual-landline-to-achieve-better-credit-score-is-that-a-worthy-investment   Me:   On a personal note, I see gross deficiencies in the current credit score system and I'm planning to establish a new, transparent, open-source standard. Me being a 100 baseline, obviously.  Some other guy:    "I'm planning to establish a new, transparent, open-source standard" might be why you were down voted. Not only is it quixotic, but off-topic.  It's your life, your choice, your decisions, your free will.   For quite a long time I was against owning a property. You can see my attitude in a series of questions on Stack Exchange, just follow my profile. Many questions about mortgages, this is one of them:  https://money.stackexchange.com/questions/71445/how-long-i-should-pay-the-mortgage-to-break-even-when-selling-is-2-years-enoug  ...
 
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