Atom Bank also does brokers only: https://www.atombank.co.uk/~/docs/broker-list-mortgage.pdf I guess it's not about loving middle man. It's about avoiding high-maintenance guys like me LOL 😎 WOW, the bad-credit mortgage isn't that bad actually! Screenshot from: https://t.co/tsIeQcyUQP @atom_bank are you working with @heron_financial or @TORC24 because @BerkeleyGroupUK has only two preferred financial guys? (I much prefer ethos of a challenger bank pic.twitter.com/z5CHKcxD4o — Michal Stefanow (@MichalStefanow) February 16, 2020 The Habito was on top of the list but they recommend someone else... Called the: https://www.impactsf.co.uk/ They recommended: https://www.checkmyfile.com/ (I already have my credit report from Experian, Equifax, TransUnion)