Open Source (transparent) Credit Score - why not make it clear?
2019, age of GDPR, privacy, surveillance, why not make your home address public?
Check this out: https://money.stackexchange.com/questions/111164/virtual-landline-to-achieve-better-credit-score-is-that-a-worthy-investment
Me:
For quite a long time I was against owning a property. You can see my attitude in a series of questions on Stack Exchange, just follow my profile. Many questions about mortgages, this is one of them: https://money.stackexchange.com/questions/71445/how-long-i-should-pay-the-mortgage-to-break-even-when-selling-is-2-years-enoug
Everything is changing.
While I understand economic incentives I decide to make an emotional decision from a rational point of view... Will that make it rational?
One way or another, I'll ask WikiLeaks if they received any data about how the existing credit score system works.
Check this out: https://money.stackexchange.com/questions/111164/virtual-landline-to-achieve-better-credit-score-is-that-a-worthy-investment
Me:
On a personal note, I see gross deficiencies in the current credit score system and I'm planning to establish a new, transparent, open-source standard. Me being a 100 baseline, obviously.Some other guy:
"I'm planning to establish a new, transparent, open-source standard" might be why you were down voted. Not only is it quixotic, but off-topic.It's your life, your choice, your decisions, your free will.
For quite a long time I was against owning a property. You can see my attitude in a series of questions on Stack Exchange, just follow my profile. Many questions about mortgages, this is one of them: https://money.stackexchange.com/questions/71445/how-long-i-should-pay-the-mortgage-to-break-even-when-selling-is-2-years-enoug
Everything is changing.
While I understand economic incentives I decide to make an emotional decision from a rational point of view... Will that make it rational?
One way or another, I'll ask WikiLeaks if they received any data about how the existing credit score system works.
WOW— Mars Robertson 🌎🌍🌏 (@marsxrobertson) July 19, 2019
I was looking for @LOQBOX
Take a "virtual loan" to boost credit rating!https://t.co/0vViVAYY93
Actually... Why aren't @Experian @Equifax @TransUnion algorithms open-source?
Were there any known leaks?
As always rational game-theory incentives:Occupy • 1% • Student Debt • Rothschilds— Mars Robertson 🌎🌍🌏 (@marsxrobertson) July 20, 2019
For some time I consciously rejected homeownership as I was in a digital nomad territory.
Everything is changing, check my blog: https://t.co/ai2h1BO1du 😇@wikileaks are there any known dumps from @Experian @Equifax @TransUnion?
If someone is able to do that, they would probably rather do it secretly and then milk it for billions by selling the results of the secret for a long time without selling the secret itself, as FICO has done.via: https://money.stackexchange.com/questions/70038/would-open-source-credit-score-formulas-be-feasible
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